Swift Processing of Online Personal Loans
〉 All FICO Scores Accepted
〉 Fast loans available from $250 to $3000
〉 You can borrow for a period ranging from 3 to 36 months
〉 There are no upfront fees or costs required
Let’s connect you with a direct lender who can provide funds today!
We’re here to assist you in finding a fast lender who can provide prompt service. That’s exactly what we provide to many customers, just like you, every day!
Here’s a breakdown of the representative example:
- Loan Term: 12 months
- Total Payback Amount: $1,005.92 (principal + interest)
- APR (Annual Percentage Rate): 5.99%
- APR Range: 5.99% to 7.99%
- Loan Term Options: 3 to 36 months
This illustration details the expense of borrowing $1,000 over 12 months, encompassing the total repayment sum comprising both the borrowed principal and accrued interest. It introduces the Annual Percentage Rate (APR), indicating the yearly loan cost, and emphasizes that rates may fluctuate within a defined range. Moreover, eligible borrowers can opt for loan durations ranging from 3 to 36 months, granting them the flexibility to tailor the loan to suit their preferences and financial circumstances.
Accessible Loans for All
You're welcome regardless of your credit score. You're free to use the funds for any purpose.
You seem to be in a rush!
We highly value your time. Once we receive your application, we'll process it promptly. You could receive your funds in as little as 15 minutes. (**)
Direct Deposit Available
No need to wait around or stand in line. You can have your funds directly deposited into your bank account. (**)
Loan estimates are available ranging from $250 to $3000
Fast transfer to your bank account
All credit backgrounds are taken into account
Convenient, secure, and user-friendly online application form
STEP 1
We require some information from you
Complete our short online application in just 2 minutes, providing your basic details. We’ll then search through our specialized lending network to find a suitable match for you. Be assured, your personal information is secure with us.
STEP 2
Approval in under 3 minutes
Carefully inspect the provided offer. Assess the loan amount, repayment duration, and APR conditions. If the loan meets your needs, you may proceed to accept it, and the funds will be promptly deposited.
STEP 3
Claim your loan cash
After receiving approval, ensure to confirm your acceptance with the lender, and your funds will be promptly deposited into your bank account.
TO OFFER YOU TOTAL PEACE OF MIND
When applying for an online loan, selecting a reputable company is crucial. Before proceeding with your application, here’s some information to reassure you.
OLA has accredited us
From 2005 onward, SwiftLoan Depot has been part of the Online Lenders Alliance
We ensure the security of your data
Ensuring transparency, we provide clear information on how your data is processed
There are no fees involved
At SwiftLoan Depot, our loan matching service comes with no cost attached. Feel free to request a quote without any charges
Annual Percentage Rate (APR) Disclosure & Range (Qualified Customers***)
The Annual Percentage Rate (APR) represents the annual interest accrued on a loan amount, charged to borrowers. It is depicted as a percentage, reflecting the actual yearly cost of funds throughout the loan term, inclusive of any associated fees or additional expenses. APR serves as a standardized metric enabling consumers to compare offerings among lenders, credit cards, or investment products. While SwiftLoan Depot doesn’t directly lend, we can’t guarantee any specific APR. Typically, APRs may range from 5.99% to 7.99%. Loan products usually have a minimum repayment term of 61 days and a maximum term of 72 months. Prior to accepting any loan from a lender within our network, it’s crucial to thoroughly review the loan agreement as APR and repayment terms might differ from the details provided on our site.
Representative Examples of APR, Total Loan Costs & Fee (Qualified Customers***)
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $1,000 | 12 mo | 29.82% | $94.56 | $1,134.72 |
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
Financial Implications (Interest & Finance Charges)
SwiftLoan Depot operates as a loan matching service and is not a direct lender. Consequently, we cannot anticipate the fees or interest rates that may be applied to any loan you’re offered. Your lender will furnish all essential details concerning the costs associated with the loan they propose. It’s your responsibility to meticulously review the loan agreement and accept the offer only if you consent to all terms. SwiftLoan Depot doesn’t levy charges for its loan matching service, and you’re not obligated to accept the terms presented by the lender.
Late Or Non-Payment Implications
When you accept the terms and conditions for a personal loan, you’re essentially agreeing to repay the loan with interest and within the timeframe specified in the loan agreement. Failure to repay the loan in full or making late payments can often lead to additional charges. SwiftLoan Depot.com cannot predict or estimate the supplemental charges that may occur in the event of late, partial, or non-payment. Additionally, SwiftLoan Depot.com does not have any control or knowledge of the loan agreements or details between you and your lender.
Please ensure to thoroughly review the late, partial, and non-payment policies outlined by your lender in your loan agreement. SwiftLoan Depot.com diligently selects reputable and trustworthy lenders, who handle past-due loan accounts collection in a fair and reasonable manner.
Potential Impact to Credit Score
Our lenders have the authority to perform credit checks to evaluate your creditworthiness, standing, and/or capacity. By submitting your request, you agree to our lenders verifying your personal information and conducting credit checks. It’s crucial to understand that failing to make a payment or making a late payment can negatively impact your credit score.
Collection Practices
SwiftLoan Depot.com does not function as a lender, and as a result, we are not involved in the debt collection process. Your lender will outline their debt collection procedures as part of the lending agreement provided to you. Should you have any inquiries regarding collections, please reach out directly to the lender for comprehensive information. SwiftLoan Depot.com exclusively collaborates with reputable lenders who adhere to fair collection practices.
Legal Disclaimer: SwiftLoan Depot.com serves as a platform connecting borrowers with lenders or lending partners, thus the specific terms and conditions of the lender or lending partner will apply to any loan obtained by a borrower. We receive compensation from these lenders or lending partners for facilitating the connection, and this compensation may influence the offers presented to you. Any displayed APR, loan amounts, interest rates, or other loan details are estimations, and actual amounts will vary depending on the lender or lending partner and the borrower. Some lenders or lending partners may conduct credit checks as part of their approval process. It’s important to compare all available options before making a decision as the lender or lending partner you’re connected with may not offer the most favorable terms. Additionally, you may be connected with a tribal lender, which may have higher rates and fees regulated by federal and tribal laws rather than state laws. It’s crucial to note that the owners and operators of this website are not lenders, brokers, or decision-makers in lending matters. We do not make loans, broker loans, or determine credit decisions. This website does not constitute an offer or solicitation to lend. Any information provided to this site will be shared with a lender or lending partner. The operator of this website is not an agent, representative, or broker of any lender or lending partner, and does not endorse or charge for any services or products.
Availability: The regulations governing personal loan lenders vary from state to state. Your loan amount, APR, and repayment term will be determined by factors such as your creditworthiness, the state you reside in, and the specific lender or lending partner you choose.
Material Disclosure: The operator of this website does not function as a lender, loan broker, or agent for any lender or loan broker. Our website does not constitute an offer of credit or a solicitation to lend. We are not affiliated with any specific lender; rather, we serve as an advertising referral service for lenders who may offer loans ranging from $250 to $3000. There are no fees associated with using our services. When you submit a loan request on our website, it will be shared with one or more lenders. However, there is no guarantee that you will be connected with a lender, that your loan request will be approved, or that you will be offered the loan amount you requested. Lenders may conduct a credit check to assess your creditworthiness or verify your information. Any compensation we receive is provided by lenders and other advertising partners solely for the advertising services we offer. It’s important to note that short-term, small-dollar loans should not be relied upon as a long-term solution to financial difficulties.
Loan Renewal Policies
Loan renewal options may not always be accessible. It’s recommended to confirm with your lender whether this option is available. Prior to signing any documents, carefully review and comprehend the renewal policy outlined in the agreement.
Footnotes
(*) On average, it takes approximately three minutes to complete the online loan offer process, submit your details, and receive a loan offer decision if your application is approved.
(**) Upon approval, your cash could be transmitted within 15 minutes. However, the duration for the cash to reflect in your account is subject to your bank’s policies and procedures.
(***) While certain providers may advertise rates ranging from 4.95% to 35.99% APR, it’s important to note that rates as low as 4.95% are typically only available to select customers. Additionally, the repayment terms mentioned apply specifically to closed-end loan products and may not encompass all loan products offered within our network.
2023 SwiftLoan Depot Inc is incorporated in Virginia under company number P13504072598 and is located at 6924 Little River Turnpike STE A, Annandale, VA 22003, United States.
VA State Corporation Commision License No:MC4080
NMLS: 135625 (www.nmlsconsumeraccess.org)